About | Super Focus

Independent Financial Planning & Accounting Experts

Super Focus

Super Focus delivers truly independent financial advice and accounting services. Super Focus was founded in 2013, specialising in retirement planning, investment guidance and SMSF administration. We empower you with the knowledge and support to build, manage and preserve your wealth with confidence.

Directors

Andrew Garrigan Director Financial Planning View bio

× Andrew Garrigan Director Financial Planning

MAppFin, MFinPlan, DipFin Planning, CFP®

Andrew has over 30 years’ experience in financial services, including the last 20+ years as a financial advisor.

Prior to specialising in financial planning, he spent almost a decade working for one of Australia’s largest financial institutions, which provided invaluable experience, ongoing training and whetted his appetite for continuous learning.

After working for a Melbourne based financial planning firm, in 2004 Andrew established a financial planning practice in Geelong, which has since evolved to become Super Focus.

Andrew has undertaken extensive studies in order to ensure his clients have access to the best available personal financial advice. As well as tertiary qualifications including a Master’s Degree in Personal Financial Planning and a Masters Degree in Applied Finance, Andrew is a Certified Financial Planner™ practitioner.

Understanding how investment markets work is crucial in developing efficient portfolios that meet our client’s needs. As a result, complimenting his tertiary studies, Andrew is also a Certified Investment Management Analyst (CIMA).

Over the years Andrew has been recognised as one of the top 50 financial planners in Australia in the AFR Smart Investor magazine’s Masterclass for Financial Planning. The award is recognition of Andrew’s high level of knowledge and expertise which enables him to provide exceptional advice to his clients.

With a detailed understanding of superannuation legislation and strategies available including Self-Managed Superannuation Funds, and a commitment to ongoing education Andrew is constantly looking at implementing the very best financial strategies and refining investment solutions to provide his clients with high quality financial planning advice.

Ashley Quick Director Accounting View bio

× Ashley Quick Director Accounting

BCom, CPA, SSA

Ashley is a Certified Practising Accountant (CPA), an SMSF Specialist Advisor (SSA) with a Bachelor of Commerce (Accounting & Taxation) and over 25 years of experience in public practice.

Specialising in Self-Managed Superannuation Funds (SMSFs) he has developed extensive expertise in compliance, strategic planning and working with small business clients.

He is a lateral thinker and approaches his work with a focus on structuring things in the most tax effective manner, solving problems and maximising opportunities for his clients.

Prior to merging with Super Focus in 2019, Ashley was a Director and Practice Manager in a Geelong based accountancy practice for 9 years, having returned from a 6 year senior role in a large Perth accounting firm.

Will Hume Director Financial Planning View bio

× Will Hume Director Financial Planning

BBus (FP), CFP

Will is a Certified Financial Planner® with the Financial Advice Association Australia (FAAA). He holds a Bachelor of Business with a major in Financial Planning from La Trobe University, Melbourne.

A strong drive to provide ethical, holistic, and goal-based financial planning drew Will to the Super Focus model of truly independent financial advice. Will works diligently to understand client needs, goals, and preferences prior to formulating any recommendation plan.

He believes each client’s individual situation dictates what combination of services and advice is appropriate. Will works closely with clients to help achieve their lifestyle goals through sound financial planning and fostering smart choices.

Will joined Super Focus in 2020 having worked for several years in Melbourne based financial planning firms.

Whilst completing his studies Will was awarded a golfing scholarship to Northwood University in Florida, USA where he studied finance and competed for a year. Will received the University’s President Award for outstanding academic achievement whilst at Northwood.

When offered the chance, Will embraced the opportunity to work in Geelong, close to coastal Point Lonsdale where he grew up with Lonsdale Golf Club in his backyard. Golf remains a passion for Will though he would say his financial planning skills now outweigh his golfing ability.

Chris Thoms Director Consultant View bio

× Chris Thoms Director Consultant

BEc, BBus, MBA, GDip Fin Planning, CFP®, SSA, FFin

Chris retired in 2022 but remains a director of Super Focus and a consultant to the business.

He has over 30 years’ experience in financial and investment markets and is a staunch advocate for ethical, independent advice and the use of transparent flat fees.

Before moving into financial planning in 2005, he spent a decade working in senior investment roles with ANZ Funds Management and a global investment company listed on the New York Stock Exchange. This experience managing large equity and property portfolios has given him a deep understanding of how investment markets operate.

Chris is a highly analytical thinker with a proven ability to think outside the square and implement strategies that add value for clients. His detailed knowledge and strong technical skills are underpinned by extensive academic credentials, including an Economics degree, an MBA and several postgraduate financial qualifications.

He is an accredited SMSF specialist and has a detailed understanding of superannuation legislation and the various strategies available.

Chris sees himself as a ‘Financial Coach’. His approach is to educate and guide his clients to ensure that they get the most out of their superannuation whilst avoiding the costly mistakes that many investors make.

Professional Staff

Tom Crigan Financial Advisor View bio

× Tom Crigan Financial Advisor

BBus, GDip Fin Planning, FFin

Tom entered financial services in 2002 after 20 years working in Information Technology.

His professional background includes 10 years as a senior advisor for Perpetual Private Wealth, as well as senior roles in IT and sales management with companies including Fuji Xerox and Unisys.

Tom has very good technical knowledge and lectured in financial planning and estate planning at Deakin University from 2015 to 2020.

He has developed extensive expertise in investment management, retirement planning, superannuation, estate planning and the identification of wealth protection needs and taxation issues.

Tom has a passion for estate planning. He believes successful estate planning involves really understanding a client’s family, the detail around the plans they have in place and the desired distribution of assets.

According to Tom, “It can be a challenging process for clients to engage in estate planning but my approach is to create estate plans that give people peace of mind. It is about overcoming the complexity of estate planning, overcoming fear and creating positive plans and getting on with life”.

He helps his clients to understand the outcomes they want to achieve with their estates, to minimise family disputes, taxation issues, unmet expectations from beneficiaries and costly litigation.

Tom’s skills across business, financial planning, specialist estate planning and intergenerational wealth transfer enable him to offer an holistic, balanced approach to financial planning.

In 2015, Tom became the fourth generation of the Crigan family to permanently reside in Point Lonsdale, following his move from Melbourne.

Tania Critchley Associate – Accounting View bio

× Tania Critchley Associate – Accounting

Tania works in our Accounting division preparing Tax Returns, Business Activity Statements and assisting clients with their payroll and bookkeeping needs.

Prior to joining Super Focus, Tania worked for 9 years in a mid-sized accounting practice where she developed a good knowledge of myob software and payroll systems.

Outside work, Tania keeps busy with her four acre family property and is also very involved in her children’s school and sporting activities.

Marcus Magnano Associate – Financial Planning View bio

× Marcus Magnano Associate – Financial Planning

Marcus is a seasoned associate holding a bachelor’s degree in accounting and financial planning from Swinburne University of Technology. He plays a pivotal role in supporting advisers in the development of comprehensive strategic advice and collaborates with clients, and third parties, to ensure the seamless implementation of each individually tailored strategy.

Prior to working at Super Focus, Marcus’ journey in finance began at a large Melbourne-based Financial Planning firm whetting his appetite for professional excellence and continuous learning in the industry. Having grown up locally, his secondary goal was to one day return to Geelong and practice his passion in the community, a goal now proudly fulfilled. His deep-rooted connection to the region drives him to not only provide expert financial guidance but also to actively contribute to the growth, prosperity, and financial literacy of the community he holds dear.

Outside of work, Marcus enjoys pampering his car and embarking on travel adventures in search of quirky country markets, taking leisurely road trips up the Surf Coast and visiting his family back in Gisborne.

Tierney Deckker Administration View bio

× Tierney Deckker Administration

Tierney works in Tax & Accounting Administration and oversees the reception.

Prior to joining Super Focus, Tierney worked at a Registered Training Organisation (RTO) for over 5 years as an Assistant Accountant and completed her Bachelor of Accounting at La Trobe University.

Tierney is also an Associate Member of CPA and is currently working on completing her CPA.

Outside of work Tierney enjoys spending time with her family, dog and baking.