About | Super Focus

Independent Financial Planning & Accounting Experts

Super Focus

Super Focus delivers truly independent financial advice and accounting services. Super Focus was founded in 2013, specialising in retirement planning, investment guidance and SMSF administration. We empower you with the knowledge and support to build, manage and preserve your wealth with confidence.

Directors

Andrew Garrigan Director Financial Planning View bio

× Andrew Garrigan Director Financial Planning

MAppFin, MFinPlan, DipFin Planning, SSA, CFP®

Andrew has over 30 years’ experience in financial services, including the last 20+ years as a financial advisor.

Prior to specialising in financial planning, he spent almost a decade working for one of Australia’s largest financial institutions, which provided invaluable experience, ongoing training and whetted his appetite for continuous learning.

After working for a Melbourne based financial planning firm, in 2004 Andrew established a financial planning practice in Geelong, which has since evolved to become Super Focus.

Andrew has undertaken extensive studies in order to ensure his clients have access to the best available personal financial advice. As well as tertiary qualifications including a Master’s Degree in Personal Financial Planning and a Masters Degree in Applied Finance, Andrew is a Certified Financial Planner™ practitioner.

Understanding how investment markets work is crucial in developing efficient portfolios that meet our client’s needs. As a result, complimenting his tertiary studies, Andrew is also a Certified Investment Management Analyst (CIMA).

Over the years Andrew has been recognised as one of the top 50 financial planners in Australia in the AFR Smart Investor magazine’s Masterclass for Financial Planning. The award is recognition of Andrew’s high level of knowledge and expertise which enables him to provide exceptional advice to his clients.

With a detailed understanding of superannuation legislation and strategies available including Self-Managed Superannuation Funds, and a commitment to ongoing education Andrew is constantly looking at implementing the very best financial strategies and refining investment solutions to provide his clients with high quality financial planning advice.

Ashley Quick Director Accounting View bio

× Ashley Quick Director Accounting

BCom, CPA, SSA

Ashley is a Certified Practising Accountant (CPA) and SMSF Specialist Advisor (SSA) with a Bachelor of Commerce (Accounting & Taxation) and over 25 years of experience in public practice.

Specialising in Self-Managed Superannuation Funds (SMSFs) he has developed extensive expertise in compliance, strategic planning and working with small business clients.

He is a lateral thinker and approaches his work with a focus on structuring things in the most tax effective manner, solving problems and maximising opportunities for his clients.

Prior to merging with Super Focus in 2019, Ashley was a Director and Practice Manager in a Geelong based accountancy practice for 9 years, having returned from a 6 year senior role in a large Perth accounting firm.

Will Hume Director Financial Planning View bio

× Will Hume Director Financial Planning

BBus (FP), CFP

Will is a Certified Financial Planner® with the Financial Advice Association Australia (FAAA). He holds a Bachelor of Business with a major in Financial Planning from La Trobe University, Melbourne.

A strong drive to provide ethical, holistic, and goal-based financial planning drew Will to the Super Focus model of truly independent financial advice. Will works diligently to understand client needs, goals, and preferences prior to formulating any recommendation plan.

He believes each client’s individual situation dictates what combination of services and advice is appropriate. Will works closely with clients to help achieve their lifestyle goals through sound financial planning and fostering smart choices.

Will joined Super Focus in 2020 having worked for several years in Melbourne based financial planning firms.

Whilst completing his studies Will was awarded a golfing scholarship to Northwood University in Florida, USA where he studied finance and competed for a year. Will received the University’s President Award for outstanding academic achievement whilst at Northwood.

When offered the chance, Will embraced the opportunity to work in Geelong, close to coastal Point Lonsdale where he grew up with Lonsdale Golf Club in his backyard. Golf remains a passion for Will though he would say his financial planning skills now outweigh his golfing ability.

Chris Thoms Director Consultant View bio

× Chris Thoms Director Consultant

BEc, BBus, MBA, GDip Fin Planning, CFP®, SSA, FFin

Chris retired in 2022 but remains a director of Super Focus and a consultant to the business.

He has over 30 years’ experience in financial and investment markets and is a staunch advocate for ethical, independent advice and the use of transparent flat fees.

Before moving into financial planning in 2005, he spent a decade working in senior investment roles with ANZ Funds Management and a global investment company listed on the New York Stock Exchange. This experience managing large equity and property portfolios has given him a deep understanding of how investment markets operate.

Chris is a highly analytical thinker with a proven ability to think outside the square and implement strategies that add value for clients. His detailed knowledge and strong technical skills are underpinned by extensive academic credentials, including an Economics degree, an MBA and several postgraduate financial qualifications.

He is an accredited SMSF specialist and has a detailed understanding of superannuation legislation and the various strategies available.

Chris sees himself as a ‘Financial Coach’. His approach is to educate and guide his clients to ensure that they get the most out of their superannuation whilst avoiding the costly mistakes that many investors make.

Professional Staff

Megan Cull Financial Advisor Financial Planning View bio

× Megan Cull Financial Advisor Financial Planning

MFinPlan, BCom, SSA, CFP®

Megan is a Certified Financial Planner® with the Financial Advice Association Australia (FAAA) committed to delivering advice that empowers clients to take control of their financial future. Holding a Bachelor of Commerce with majors in Accounting and Financial Planning, as well as a Master of Financial Planning from Deakin University, Megan brings both education and practical experience to the table.

Since starting her career in financial advice in 2017, Megan has developed a deep appreciation for the unique challenges each client faces. Her goal is to simplify complex decisions through tailored advice, giving clients the confidence and peace of mind to focus on what truly matters in their lives.

As the newest member of a predominantly male team, Megan values the diverse perspectives she brings to her work. Her dedication to the profession extends beyond her client work; she is an active member of the FAAA, where she helps organise community events to foster growth and education within the profession. Megan joined the Super Focus team in 2025 and looks forward to helping clients live the life they’ve worked hard for.

Outside of work, Megan enjoys winding down with a good book, staying active with Pilates, and soaking up the sunshine at the beach. With a love for travel, she’s always planning her next adventure and seeking out the best café for a matcha latte.

Patrick Klemke Consultant Accounting View bio

× Patrick Klemke Consultant Accounting

Patrick is a Certified Practising Accountant (CPA) with an Associate Diploma of Business (Accounting), a Bachelor of Commerce (B.Com), and is also a Registered Tax Agent. He brings over 25 years of experience in public practice, specialising in advisory services for small to medium enterprises, taxation, business development, and Self-Managed Superannuation Funds (SMSFs).

Throughout his career, Patrick has worked closely with clients to help them achieve their personal and financial goals through strategies that maximise tax efficiency, strengthen asset protection, and provide long-term flexibility. His comprehensive expertise in accounting allows him to deliver tailored solutions that seamlessly align business success with personal wealth creation.

Outside of work, Patrick values his family life with his wife Monica and their three sons. He is a dedicated and passionate coach, actively mentoring young athletes at the Armstrong Creek Cricket Club, as well as the Pivot City and Geelong United Basketball Clubs. Patrick takes great pride in developing the next generation of players, fostering their skills, discipline, and love for the game.

Mary Bailey Senior Accountant Accounting View bio

× Mary Bailey Senior Accountant Accounting

CPA

Mary Bailey brings warmth and nearly two decades of experience to her work as a Senior Accountant. She enjoys helping a wide range of clients, from families to businesses, navigate their accounting needs with clarity and care.

Clients appreciate Mary’s straightforward advice and her ability to make complex tax matters easy to understand. She’s known for building genuine relationships and keeping communication open throughout every step of the process.

Mary’s approach is practical and personal. She takes the time to understand what matters to you and makes the numbers feel simple, so you can focus on running your business with confidence.

Tania Critchley Associate Accounting View bio

× Tania Critchley Associate Accounting

Tania works in our Accounting team preparing Tax Returns, Business Activity Statements and assisting clients with their payroll and bookkeeping needs.

Prior to joining Super Focus, Tania worked for 9 years in a mid-sized accounting practice where she developed a good knowledge of myob software and payroll systems.

Outside work, Tania keeps busy with her four acre family property and is also very involved in her children’s school and sporting activities.

Marcus Magnano Associate Financial Planning View bio

× Marcus Magnano Associate Financial Planning

Marcus is a seasoned associate holding a bachelor’s degree in accounting and financial planning from Swinburne University of Technology. He plays a pivotal role in supporting advisers in the development of comprehensive strategic advice and collaborates with clients, and third parties, to ensure the seamless implementation of each individually tailored strategy.

Prior to working at Super Focus, Marcus’ journey in finance began at a large Melbourne-based Financial Planning firm whetting his appetite for professional excellence and continuous learning in the industry. Having grown up locally, his secondary goal was to one day return to Geelong and practice his passion in the community, a goal now proudly fulfilled. His deep-rooted connection to the region drives him to not only provide expert financial guidance but also to actively contribute to the growth, prosperity, and financial literacy of the community he holds dear.

Outside of work, Marcus enjoys pampering his car and embarking on travel adventures in search of quirky country markets, taking leisurely road trips up the Surf Coast and visiting his family back in Gisborne.

Sarah Moore Associate Accounting View bio

× Sarah Moore Associate Accounting

Sarah is a valued member of our accounting division, specialising in bookkeeping and payroll support for our clients. She also contributes to the preparation of Business Activity Statements (BAS) and tax returns. With over 20 years of experience in bookkeeping, Sarah holds a Certificate IV in Bookkeeping and is Xero Certified, with additional proficiency in MYOB software.

Outside the office, Sarah enjoys quality time with her family, staying active at the gym, and playing basketball.

Tom Toth Client Service Officer Financial Planning View bio

× Tom Toth Client Service Officer Financial Planning

Tom has been part of the superannuation industry since 2011. He holds a Bachelor of Commerce from Deakin University, with majors in Financial Planning and Finance. Tom plays a key role in supporting the advice team, assisting with everything from preparing client reviews to implementing adviser-recommended strategies and ensuring a smooth process throughout.

Outside of work, Tom enjoys spending quality time with his wife Vanessa and their three daughters. When he gets the chance, Tom enjoys following his favourite sports and proudly supports the Geelong Cats.

Tierney Deckker Administration Accounting View bio

× Tierney Deckker Administration Accounting

Tierney works in administration and assists the accounting team.

Prior to joining Super Focus, Tierney worked at a Registered Training Organisation (RTO) for over 5 years as an Assistant Accountant and completed her Bachelor of Accounting at La Trobe University.

Tierney is also an Associate Member of CPA and is currently working on completing her CPA.

Outside of work Tierney enjoys spending time with her family, dog and baking.

Susan Franklin Administration Accounting & Financial Planning View bio

× Susan Franklin Administration Accounting & Financial Planning

Susan works in administration and assists the accounting team, stepping into the industry after making a career change at the end of 2023. It was during this transition that she discovered her passion for all things tax. She thrives in environments where precision matters and takes genuine satisfaction in seeing the numbers add up.

With a background in retail and warehousing, Susan brings strong operational insight and a practical understanding of how businesses run. She is currently studying the Diploma of Accounting and Bookkeeping to further deepen her skills and advance her new career.

When she’s not at work or hitting the books, Susan enjoys spending time with her teenage son, caring for her three cats, and tending to her ever-growing collection of plants.